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🇬🇧 UK Student Visa 2026 — Complete Guide

Requirements, maintenance funds, work rights, and the Graduate Visa pathway for international students in the UK. Updated for 2026 Home Office rules.

⚠️ 2026 Alert: Dependants Banned for Most Postgrad Students

Since January 2024, most taught postgraduate students (MSc, MA, MBA) cannot bring family members to the UK. Only PhD/research students and government-sponsored students are exempt.

💰 Funds Required Calculator
£ 12,006
Maintenance funds required — London students need £1,334/month × course months + 1

UK Student Visa — Key Requirements 2026

RequirementDetails
CAS NumberConfirmation of Acceptance for Studies from your university
Maintenance Funds — Outside London£1,023/month for up to 9 months = £9,207 total
Maintenance Funds — London£1,334/month for up to 9 months = £12,006 total
English LanguageIELTS Academic 5.5–7.5 depending on course (SELT accepted)
ATAS CertificateRequired for certain sensitive subjects (science, tech, engineering)
Tuberculosis TestRequired if applying from certain countries including India, Pakistan, Nigeria
IHS Surcharge£776/year healthcare surcharge (must pay upfront for full visa duration)
Processing Time3 weeks inside UK, 3–8 weeks outside UK

💼 Work Rights on UK Student Visa

WhenHours Allowed
During term time (undergrad/postgrad)20 hours/week maximum
During official vacation periodsFull time (no limit)
Placement / work placement yearFull time if part of course
Dependant family members (PhD only)Full time allowed

🛤️ UK Study → PR Pathway

Step 1: Complete your UK degree (minimum bachelor's or master's)

Step 2: Apply for Graduate Visa — 2 years (undergraduate/master's) or 3 years (PhD)

Step 3: Find a job meeting Skilled Worker salary threshold (£26,200+)

Step 4: Switch to Skilled Worker Visa

Step 5: After 5 years continuous UK residence → apply for Indefinite Leave to Remain (ILR)

Step 6: After 1 year ILR → apply for British citizenship

Total timeline: 7–10 years from student visa to citizenship

By Source Country — Extra Requirements

CountryExtra NeededWatch Out For
🇮🇳 IndiaTB test, bank statements 28 days before applicationFunds must be held 28 consecutive days
🇨🇳 ChinaATAS certificate for STEM subjects, TB testATAS delays can take 20+ working days
🇳🇬 NigeriaTB test, detailed sponsor letter, home ties evidenceHigh refusal rates — strong financial proof essential
🇵🇰 PakistanTB test, biometrics at VFSProcessing times longer than average
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